Credit Analyst

Job Description:

* Responsible for credit analysis , according to policy requirement , collect the credit documents from the customers , conduct (video/on-site/external) investigation , comprehensive evaluate the business risk , operate LTC system flow.
* Responsible for credit file management, Implement the risk control measures and collect the related contracts, certificates and other documentations , filing contract files according to policy requirement .
* Responsible for accounts receivable management , follow up accounts receivable and overdue accounts , operate equipment protection and collection if necessary.
* Develop the third-party financial partner channels, and coordinate with the third-party financial partners for financing support.
* Responsible for market research, understanding market and competitors information , provide support for making credit policies.
* Perform other duties as assigned.

Job Qualifications:

* Economics, Financial, Accounting, Management and other majors, bachelor degree or above, master's and MBA is preferred.
* More than 3 years working experience in financial institutions, construction machinery industry related experience is preferred.
* Understand the operation process of risk control investigation; Proficient in writing credit reports; Have strong asset analysis ability, risk assessment ability, financial analysis ability and negotiation ability.
* Frequent business trips are acceptable
* CFA, FRM, CPA and other qualifications are preferred.
* Fluent in English (or Chinese), can be used as a working language.
* Familiar with local legal environment and corporate rules and regulations.